Navy Federal Visa Signature Flagship Rewards

Jul 27, 2022 By Triston Martin

The Navy Federal Flagship credit card comes with a plethora of valuable benefits, some of which are as follows: protection for cell phones, world travel accident insurance, assistance with travel and emergencies, and a waiver of the application fee required for TSA PreCheck or Global Entry (worth up to $100).

The absence of foreign transaction taxes and the inclusion of more advanced features usually reserved for larger banks make the card more convenient and flexible, but its lack of benefit weight is disappointing for a card with an annual fee.

However, you shouldn't set up camp just yet. Even though the water appears to be still, the weather could be more favorable: This deal does not apply to purchases made with a credit card; nevertheless, the introductory APR on balance transfers is just 1.99 percent for the first six months (it expires on February 28, 2022).

Although the range of normal rate APRs is pretty low, ranging from 10.74 percent to 18.00 percent variable, experts never advise leaving any credit card debt to accumulate any interest. This is because the APR range is relatively low. In virtually all cases, it is analogous to taking in water at a quicker rate than it can be pumped out.


You are earning Rewards. When using the Flagship card, you will immediately earn rewards at 2 points per dollar spent on everything else and 3 rewards per dollar spent on travel purchases. No restrictions are placed on the number of prizes an account holder can earn, and rewards do not become invalidated as long as the account is active.

Applicants for the Navy Federal Visa Flagship Rewards card are eligible for a $300 incentive after making a $3,000 purchase within the first three months of opening an account. Additionally, you will receive a free year of Amazon Prime®, which is normally a $139 value.

It was redeeming Rewards. Cashback can be returned for rewards earned using the Flagship card; however, a minimum redemption of either 5,000 points or $50 is required. The minimum required to redeem points for travel-related items, such as plane tickets, is one dollar or one hundred points.

The value of your credits can be redeemed for a wide variety of items, including but not limited to travel, goods, gift cards, event tickets, rental vehicles, cruises, and more.

Rewards Potential. Our team examined the categories with increased rewards to estimate the possibility of earning rewards with the Navy Federal Credit Union Visa Signature® Flagship Rewards Card*. It determined how much money an average American family spends annually in each of those categories.

Forbes Advisor obtains data from several different authorities to estimate the baseline income and the spending averages for several categories. We base our estimates of expenditure in each area on the amount of money that the 70th percentile of wage workers pulls in yearly, which is $100,172.

According to figures provided by Forbes, the median household in the United States with this level of income shells out $3,185 on vacations and meals out. With the Navy Federal Flagship Credit Card, you'll get three points each dollar spent on travel charges, so these transactions will get you 9,555 points.

After deducting the costs associated with travel, Forbes calculates that the American household in question would have a remaining spending total of $23,225 that is appropriate for charging to a credit card.

This would result in an annual accumulation of 56,005 points, each of which could be redeemed for a value of $560.05 if earned. You will receive this at the top of the welcome incentive for the first year.

Other Benefits

Credit for the TSA PreCheck or Global Entry Application: Applicants can get a credit of up to $100 to use against the cost of the TSA PreCheck or Global Entry application.

When traveling, having travel accident insurance is essential. Worldwide Automatic Travel Accident Insurance provides this.

When you pay your monthly cell phone bill using this card, you are covered for damage to and loss of your cell phone. Cell Phone Protection.

Travel assistance is support provided in an emergency while the traveler is away from home.

Under the Zero Liability Policy, cardholders will not be held accountable for any fraudulent charges made to their accounts.

Collision Damage Waiver: Coverage is provided for automobile rentals that are paid for with the card and are less than 15 days long.

Access to your FICO Score: Free and regular access to your credit score as a cardholder.

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